Can I Get Ssdi if I Never Worked
If you observe yourself unable to work because of a disability, it tin exist difficult to know how y'all'll back up yourself or your family unit. Almost everyone knows that disabilities that are acquired in the workplace are covered by Social Security Disability Insurance (SSDI), but few people are certain if the SSDI program covers disabled people who have never worked.
When you're suffering a disabling injury or status that has left you unable to support yourself, it's important that you're aware of your options for disability payments and if you'll be covered by SSDI. Read more to learn if you're eligible for inability payments if you've never worked and how legal guidance tin assistance you receive your disability benefits.
SSDI Is Based on Employment
Unfortunately, if you've never worked, you will not be eligible to receive SSDI payments. The SSDI plan is meant for people who are injured during their work, and the number of payments a person receives is direct related to their work and income history.
When a person works, they earn quarters of coverage. Once they accept earned 20 quarters or more than in the by 10 years, they are eligible to receive SSDI coverage if they are injured on the job and can no longer work. Without a work history, a person cannot earn coverage quarters and will non exist able to receive SSDI payments.
SSI Is an Alternative Inability Benefit
If you lot've never worked, yous tin can still receive inability benefits in the class of Supplemental Security Income (SSI). Instead of being based on your work history similar SSDI, SSI is based on your level of need. Mostly, the extremely impoverished and disabled persons who accept never worked can receive SSI.
SSI has the same medical requirements as SSDI, but this is the only similarity. Hither are the other eligibility requirements for receiving SSI:
- Anile over 65 or disabled under SSA standards
- Have limited income and resources
- Be a U.Southward. citizen and resident
- Non leave the country for more than xxx consecutive days
- Non be a resident of a regime institution, such as a hospital or prison
Earlier you can be approved for SSI, the Social Security Assistants (SSA) will examine your resources, which are your income and assets. A single person filing for SSI must have $two,000 or less in resource to be eligible. The resources threshold for couples is $3,000. Your home and your highest value vehicle are exempt from this resources adding.
Survivor's Benefits
While non a direct alternative to receiving SSDI, y'all may be able to receive Social Security survivor's benefits if your departed spouse or parent paid into the Social Security system throughout their career. Fifty-fifty if you and your spouse divorced before they died, you yet might be able to earn survivor'due south benefits if yous fit the requirements.
You lot may be eligible to receive survivor's benefits if:
- Your departed spouse or parents received SSDI payments.
- Yous are disabled, between the historic period of 50- and threescore-years-onetime and your disability occurred within seven years of your loved ane's death.
- You are over the age of 60.
Applying for survivor's benefits is a much different process than applying for SSDI or SSI, so it'southward a good idea to consult an chaser before you brainstorm the application process.
Get Advice from an Attorney
If you're disabled and can't work, and then receiving disability benefits is one of the best ways to support yourself. To get help with the procedure of applying and being approved for disability benefits, yous need to piece of work with the attorneys at The Police force Offices of Dr. Bill LaTour.
We've been helping disabled individuals in the Greater Los Angeles area, the Inland Empire, and Orange County receive the inability benefits they demand for years. Phone call Dr. Pecker LaTour and his team today at 800-803-5090 or fill out our online form to schedule a free consultation.
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Source: https://www.drbilllatouratty.com/can-i-get-ssdi-payments-if-never-worked/
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